Can You Buy a House With No Money Down?

For some buyers, yes. A couple of loan programs allow qualified buyers to purchase with zero down payment, and assistance programs can help others get close.

VA Loans: Zero Down for Veterans

Eligible active-duty service members, veterans, and some surviving spouses can buy with no down payment through a VA loan, one of the strongest programs available.

USDA Loans: Zero Down in Eligible Areas

USDA loans offer 0 percent down for qualifying buyers in designated rural and some suburban areas, subject to income limits.

Down Payment Assistance

If you don't qualify for a zero-down loan, California and local down payment assistance programs may cover much of your down payment and closing costs.

Find Out What You Qualify For

As your REALTOR, I can connect you with lenders who specialize in low- and no-down-payment options. Reach out and we'll explore your path to ownership.