Buying a House With an ADU

An accessory dwelling unit, or ADU, is a secondary living space on a property, such as a granny flat, casita, or converted garage. Homes with ADUs are increasingly popular in San Diego for their flexibility and income potential.

Benefits of Buying a Home With an ADU

An ADU can provide rental income, space for extended family, a home office, or a guest suite. In a high-cost market, that extra flexibility can be a real advantage.

Financing and Rental Income

Some loan programs allow projected ADU rental income to help you qualify. An experienced lender can explain what's possible for your situation.

Check the Permits and Rules

It's important to confirm the ADU is permitted and legal, and to understand local rules on renting. Your agent and the disclosures will help you verify this.

Interested in Homes With ADUs?

Reach out and I'll help you find permitted ADU properties and understand the income and financing potential.