How Much Are Closing Costs in San Diego?

For buyers, closing costs in San Diego generally run about 2 to 5 percent of the home's purchase price. These are the fees paid at the close of escrow, separate from your down payment.

What Closing Costs Include

Common buyer closing costs include loan origination and lender fees, the appraisal, escrow and title fees, title insurance, recording fees, and prepaid property taxes and homeowners insurance.

Who Pays What in California

In California, some costs are customarily split or assigned by tradition and can be negotiated. Your agent and escrow officer will provide an itemized estimate so there are no surprises.

Can Closing Costs Be Reduced?

You may be able to negotiate seller credits, shop lenders for lower fees, or use assistance programs. In some cases closing costs can even be rolled into your loan.

Get an Itemized Estimate

Want a clear breakdown for a specific price range? Reach out and I'll help you get an accurate closing-cost estimate before you write an offer.