Down Payment Assistance in San Diego

Saving for a down payment is often the biggest hurdle to buying a home. The good news is that California and local programs offer down payment assistance that can help you get there sooner.

What These Programs Offer

Assistance can come as low-interest loans, deferred loans, or grants that help cover your down payment and sometimes closing costs, reducing the cash you need up front.

Who May Qualify

Many programs target first-time buyers or those under certain income limits, and some are geared toward specific professions or communities. Eligibility varies by program.

How to Use Them

Assistance programs are often combined with FHA, conventional, or other loans. An experienced lender can help you layer them correctly.

Let's Find Programs You Qualify For

As your REALTOR, I can connect you with lenders who work with down payment assistance every day. Reach out and we'll see what's available to you.