How to Avoid Wire Fraud When Closing

Wire fraud is one of the biggest risks buyers face at closing. Scammers impersonate escrow or title companies to redirect your down payment. A few simple habits keep your money safe.

Verify Wiring Instructions by Phone

Never trust wiring instructions sent by email alone. Call the escrow company using a phone number you independently verified, not one from the email.

Beware of Last-Minute Changes

Legitimate escrow instructions rarely change at the last second. Any email claiming the account number has changed is a major red flag.

Confirm the Transfer Landed

After you wire funds, call escrow to confirm they received the exact amount. The sooner fraud is caught, the better the chance of recovery.

Protect Your Email

Use strong, unique passwords and two-factor authentication. Many scams start with a compromised email account.

Let's Keep Your Closing Safe

Reach out and I'll connect you with a reputable escrow team and make sure you know exactly how to verify every instruction before you send a dime.