What Does a Title Company Do?

A title company researches a property's ownership history, issues title insurance, and helps ensure clean, legal transfer of ownership at closing. They're a key protector in every transaction.

Searching the Title

They examine public records to trace ownership and uncover liens, judgments, easements, or other claims that could affect the sale.

Issuing the Prelim and Policy

They produce the preliminary title report early in escrow, then issue the title insurance policies that protect the buyer and lender.

Clearing Title

They work to resolve issues, such as paying off the seller's existing loans or removing outdated liens, so title transfers cleanly.

Recording the Deed

In California, the title company often coordinates recording the new deed with the county, officially transferring ownership.

Questions About the Process?

Reach out and I'll connect you with a trusted title team and explain exactly how they protect you in your San Diego purchase.