What Is a Preliminary Title Report?

The preliminary title report, or "prelim," is a document the title company issues early in escrow. It shows the current state of the property's title and what the title policy will and won't cover.

What It Shows

It lists the legal owner, the legal description, and any liens, loans, easements, or restrictions currently recorded against the property.

Why You Review It

The prelim is your chance to spot title issues before you commit. Reviewing it is part of your due diligence during the contingency period.

Common Items to Check

Look for unexpected liens, easements that affect how you can use the property, or CC&Rs in an HOA community that come with rules and obligations.

Clearing Issues

Most items, like the seller's existing loan, are cleared through escrow at closing. Others may need to be resolved or negotiated first.

Let's Review Yours Together

Reach out and I'll walk through your preliminary title report so nothing about your new home's title catches you off guard.