What Is Escrow?

Escrow is a neutral third party that holds money and documents during a real estate transaction and releases them only when everyone has met the terms of the deal. It protects both buyer and seller.

Why Escrow Exists

Neither side has to trust the other with large sums or the deed. The escrow officer follows the contract's instructions exactly, so funds and title change hands safely and at the same time.

What the Escrow Holder Does

They hold the buyer's deposit, order title, coordinate with lenders, prepare closing figures, collect signatures, and record the deed with the county.

When Escrow Opens and Closes

Escrow opens once an offer is accepted and closes when the deed records and funds are released, typically 30 days later in San Diego.

Escrow in California

California commonly uses independent escrow and title companies rather than closing attorneys, so having a REALTOR who coordinates them keeps your transaction on track.

Questions About Your Escrow?

Reach out and I'll walk you through exactly what to expect in your San Diego escrow, step by step.