What Is Title Insurance?

Title insurance protects you against problems with a property's ownership history that could threaten your rights after you buy. Unlike other insurance, it guards against past events, not future ones.

What It Covers

It protects against undisclosed liens, forged documents, errors in public records, unknown heirs, and other defects that could challenge your ownership.

Why It Matters

Even a careful title search can miss a hidden claim. Title insurance means you won't bear the legal cost or loss if one surfaces after closing.

A One-Time Cost

You pay the premium once at closing, and the coverage lasts as long as you or your heirs own the home.

Two Types of Policies

There's an owner's policy that protects you and a lender's policy that protects your mortgage company. Most buyers benefit from having both.

Questions About Your Title?

Reach out and I'll help you understand your title report and make sure your ownership is fully protected.