Who Pays for Escrow Fees in San Diego?

Escrow and closing costs are usually shared between buyer and seller, but who pays what is negotiable and often follows local custom. Here's how it typically breaks down.

Common Split

In San Diego County, buyer and seller frequently split the base escrow fee, though this can be negotiated in the purchase contract.

Typical Seller Costs

Sellers usually cover the real estate commission, owner's title policy in many cases, transfer taxes, and their share of escrow and prorations.

Typical Buyer Costs

Buyers typically pay lender fees, the lender's title policy, their share of escrow, appraisal, inspections, and prepaid items like insurance and taxes.

Everything Is Negotiable

Credits and concessions are common tools. Who pays which fee can shift as part of your overall negotiation.

Get a Clear Cost Estimate

Reach out and I'll prepare an estimate of your closing costs so you know your numbers before you write or accept an offer.